Why Choose Cigno?
With over a decades of experience of working with payday lenders and the finance industry, Cigno can help you find a short-term finance solution.
High Approval Rate!
We use our vast experience in the finance industry to find a solution for everyone, No matter what circumstances we will do our best to help.
No ridiculous questions!
Whether you’re working, unemployed or retired, we’ll treat you with respect and trust – and we’ll only ask you for the specific information we need to find you a suitable solution.
EMERGENCY CASH SOLUTIONS when you need it
Sometimes waiting days (or even weeks) for a loan just isn’t good enough. With Cigno, you can get cash within hours*.
Fast Process
Our quick and easy process makes it easy to sort your finances with a solution to suit your situation and get back on with your life.
*Subject to electronic fund transfer clearance times.
We employ a simple 3 step process to find a cash solution for you when you need it most.
Money when you need it.
Easy loans when you need it.
All of our reviews summarised:
Trusted by thousands of customers
Cash to keep you moving
forward
Check what you may qualify for.
Australia’s quickest application.
Buy me dinner before I tell you my life story.
Buy me dinner before I tell you my life story.
Check what you qualify for
You may be sitting on a gold mine, if you don't ask you will never know.
2 min application
Approval could be quicker than.... well let's not go there.
Multiple options
We will help you find the best option with the best rate just for you.
PERSONAL LOANS
Don't let funds stop your goals.
Most people's dreams become nothing more than a dream. Don't let lack of funds stop you from reaching your goals.
Apply for free
Learn to manage your money better.
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Possible Financial Solutions
Payday Loans
Payday Loans
Payday lenders can help by providing a short term loan to get you through to your next payday.
Bad-Credit Loans
Bad-Credit Loans
We believe that everyone should have access to a financial solution regardless of past credit history.
Centrelink Loans
Centrelink Loans
If you need a little support between your Centrelink payments, a small cash loan may be able to help.
Emergency Loans
Emergency Loans
Need cash to cover unforeseen expenses? Cigno may be able to find a solution that suits you.
Tax Loans
Tax Loans
Want to use your upcoming tax return a little early? Tax refund advances give you a little more flexibility when you’re relying on your return to cover urgent expenses.
Cash Advance
Cash Advance
Got bills due before your next payday? Take care of them with a cash advance and keep your finances on track.
Easy Loans
Easy Loans
Find a suitable finance solution quickly and easily through Cigno. Anytime, anywhere.
Loans for Unemployed People
Loans for Unemployed People
Support yourself financially between jobs with a small cash loan.
Fast Cash Loans
Fast Cash Loans
Need money urgently? Don’t wait for a lengthy bank review. Cigno may be able to find a solution that suits you fast.
Online Loans
Online Loans
Our online portal is available 24/7 so you can access us anywhere, anytime.
Weekend Loans
Weekend Loans
Life doesn’t stop during the weekend and neither does Cigno. We operate 7 days a week finding solutions for our customers.
Small Loans
Small Loans
Cigno can help you find a solution from as little as $50.
Short Term Loans
Short Term Loans
Looking for some quick cash to pay off urgent expenses? Get the money you need and pay it off quickly.
Unsecured Loans
Unsecured Loans
Don’t have a suitable asset (e.g. house or car) to secure your loan? Cigno may be able to help you to find a solution.
Loans for Pensioners
Loans for Pensioners
Have you got unexpected medical costs or are your latest bills higher than you anticipated? A pensioner loan could be the answer to your financial situation.
Loans for Low Income
Loans for Low Income
Are you a student or a part-time worker? Currently on Centrelink or receiving a pension? Whatever your circumstances, Cigno may be able to help you find a suitable solution.
FAQs
Who are Cigno and what do they do?
For years, Cigno has been a household name in emergency cash solutions.
Now we use our industry experience to help you to find a finance solution to suit your needs.
Using Cigno’s quick and easy Data Collection Form we can put together an application package to distribute to providers who may be able to assist you.
To learn more check out How It Works and About Us
What is Credit Sense?
Credit Sense is a third-party provider that supply us with your bank statement via your internet banking.
How do I know my online banking is secure?
We do not keep your internet banking credentials. Your credentials are encrypted when you enter them, passed to your bank to gain access to your transaction history and then permanently deleted. If you need to resubmit your bank statement using Credit Sense again, you will need to re-enter your internet banking credentials.
If you would prefer not to use Credit Sense, you have the option to manually send us a copy of your statement.